Radiant Floor Heating

Radiant Floor Heating in Ontario: The 2026 Builder’s Guide to Real Comfort (and Getting It Done Right)
Radiant floor heating is one of the few upgrades that makes people grin like they just found a $20 bill in an old winter coat. Warm floors. Even temperatures. Quiet heat. And that “hotel bathroom” feeling—except it’s your house, and you don’t have to check out at 11:00.
This page is a redesigned pillar guide for Ontario homeowners and builders. It covers how radiant works, what it costs, where it makes the most sense, and what separates a “perfectly cozy” system from a “why are my floors lukewarm?” system. We’ll keep it practical, Ontario-specific, and builder-real.
- Radiant basics: how it works
- Where radiant shines (and where it doesn’t)
- Hydronic vs electric radiant
- Ontario costs: what drives the price
- Heat loss, water temps, zoning & controls
- Slab-on-grade, basements, and insulation details
- Hardwood, tile, vinyl, carpet: flooring over radiant
- Boiler vs heat pump vs hybrid systems
- Radiant heated garage slabs
- The permit-to-heat roadmap
- FAQ: 15 Ontario questions
Helpful companion pages: Cost of Hydronic Radiant Floor Heating in Ontario, In-Floor Heating, Radiant + Hardwood Floors, Floor Heating Guide, Heat Loss Calculator Ontario 2026.
Radiant Floor Heating Basics: How It Works (No Engineering Degree Required)
Radiant floor heating warms a home from the floor up. Instead of heating air and blowing it around, radiant systems warm surfaces and people directly. That’s why radiant comfort feels different: it’s steadier, quieter, and often comfortable at slightly lower thermostat settings.
There are two main categories: hydronic radiant (warm water in tubing) and electric radiant (electric cables or mats). Hydronic is usually the whole-home solution. Electric is usually the “best bathroom upgrade you ever did” solution.
Boiler or heat pump heats water (hydronic) or electricity warms cables (electric).
Hydronic uses pumps and manifolds; electric uses mats/cables under the finish floor.
Thermostats, sensors, zoning and smart controls keep comfort steady and safe.
Where Radiant Floor Heating Shines in Ontario (and Where It Might Not)
Radiant is amazing in the right places—and disappointing if it’s used for the wrong job. The best radiant builds are designed around how the home is used: where people spend time, where floors feel cold, and where steady comfort matters most.
- Basements: turns “cool concrete cave” into a real living space.
- Main floors: especially open plans and tile-heavy areas.
- Bathrooms: small zones, big happiness.
- Slab-on-grade homes: radiant and slabs are natural friends.
- Garages/workshops: comfort + drying + usability.
- Very “on/off” schedules: radiant is best steady, not rapid cycling.
- Thick carpet everywhere: output drops (still possible, but design matters).
- Retrofits with limited floor build-up: needs low-profile solutions.
- Huge glass walls: radiant can work, but heat loss must be addressed properly.
Radiant is not a magical band-aid for a weak building envelope. If a house leaks heat like a screen door, the radiant system will still have to “pay the bill.” The best radiant experience comes from pairing it with a strong envelope: good insulation, good windows, and good air sealing.
Hydronic vs Electric Radiant: Which One Should You Use?
Both are “radiant,” but they live very different lives in Ontario homes. Hydronic is typically your primary heating strategy across large areas. Electric is usually a comfort layer in targeted rooms. Here’s the builder-style comparison:
| Feature | Hydronic Radiant | Electric Radiant |
|---|---|---|
| Best use | Whole-home or large zones (main floor, basement, garage). | Bathrooms, entries, small comfort zones. |
| Operating cost | Often favorable when designed well; depends on fuel + efficiency. | Can be higher for large areas; great for small zones. |
| Install timing | Best in new builds and major renos; excellent in slabs. | Very convenient in renovations for single rooms. |
| Controls | Outdoor reset, mixing, zoning, thermostats, sensors. | Thermostat + floor sensor is key. |
| Big risk | Poor design (heat loss, insulation, zoning) leads to poor results. | Overheating without a sensor; too big of an area increases cost. |
Want a simpler overview? See In-Floor Heating and Floor Heating.
How Much Does Radiant Floor Heating Cost in Ontario?
Radiant costs vary because the “system” includes design, tubing or mats, insulation details, controls, labour, and the heat source. A brand-new slab radiant install in new construction can be cost-efficient because you’re already pouring concrete. A retrofit can be more expensive because you’re paying for access, floor build-up, and careful integration.
- More zones, more manifolds, more controls (worth it when done smartly).
- Retrofits requiring new subfloor layers or low-profile panels.
- Premium finishes with strict temperature limits (needs more design work).
- Big glass and high heat loss (system must deliver more output).
- Complex mechanical room layouts (multiple heat sources, DHW integration).
- Clear heat loss and loop layout early (prevents change orders).
- Slab radiant planned during the pour (efficient install timing).
- Smart zoning (not “too many,” not “too few”).
- Correct insulation under/around tubing (performance per dollar).
- Good controls (prevents overheating and short cycling).
Design Matters: Heat Loss, Water Temperatures, Zoning & Controls
If you want radiant to feel “set it and forget it,” you need a design that matches the home’s heat loss. That’s why proper radiant work starts with numbers, not brand brochures. Heat loss tells you how much heat each room needs on the coldest days. That drives loop spacing, loop lengths, and water temperature targets.
Heat loss is the foundation. It accounts for insulation, windows, air leakage, and ventilation. Skipping it leads to guesswork—and guesswork leads to higher temperatures, uneven floors, and equipment cycling.
Want a starting point? Use the Heat Loss Calculator Ontario 2026.
Radiant systems are happiest at lower water temps. Lower temps usually mean better efficiency (especially with heat pumps), safer floor surfaces, and less stress on equipment. The design goal is to deliver required heat without cranking supply temperatures.
Zoning (comfort, control, and avoiding thermostat wars)
Zoning is how radiant stays comfortable across different parts of the home: sunny rooms, shaded rooms, basements, bedrooms, and garages. But zoning has to be smart. Too many tiny zones can cause short cycling. Too few zones can create comfort complaints. The sweet spot is: zones that match real-use patterns and real heat loss patterns.
Controls that make radiant feel “effortless”
- Outdoor reset: automatically adjusts water temp to match outdoor conditions (one of the biggest comfort upgrades).
- Mixing strategy: keeps floor temps safe while still meeting load.
- Slab/floor sensors: prevents overheating under sensitive finishes.
- Proper thermostat placement: avoids false readings from sun, kitchens, or drafts.
Slab-on-Grade, Basements & Insulation: The “Make or Break” Details
Radiant is only as good as the insulation underneath it. Without proper insulation, you’re paying to heat concrete and soil. With proper insulation, you’re paying to heat the living space. This is why builders obsess over under-slab and slab-edge details. It’s not because we love foam. It’s because we love not wasting money.
Slabs provide stable comfort because they’re thermal mass. But slab edges are where heat escapes fast. Great slab radiant design includes proper under-slab insulation and serious edge insulation details, then uses controls so the slab doesn’t overshoot.
Basement radiant is a comfort cheat code in Ontario. It turns a cold slab into a comfortable finished space. The key is coordinating sub-slab insulation, moisture management, and zoning so the basement stays comfortable without stealing heat from upstairs zones.
Pressure testing (because you only want to pour once)
Hydronic loops should be pressure tested before they’re covered by concrete or subfloor layers. This is one of those “boring steps” that saves you from a legendary disaster story later. Pressure testing confirms the tubing is intact before it becomes inaccessible.
Flooring Over Radiant: Hardwood, Tile, Vinyl & Carpet
Flooring changes how radiant feels and how much output the floor can deliver. Tile transfers heat beautifully. Hardwood can work very well when designed and controlled properly. Carpet reduces output because it’s insulation. None of this is “good” or “bad”—it’s just physics. The system needs to be designed for the finish you want.
- Tile/stone: excellent conductivity; bathrooms and kitchens are radiant heaven.
- Polished concrete: great for slab radiant when designed properly.
- Engineered hardwood: commonly compatible (respect manufacturer limits).
- LVP/vinyl: usually fine with correct temp controls.
- Carpet: possible, but needs tighter spacing/higher temps (design accordingly).
Boiler vs Heat Pump vs Hybrid: Picking a Heat Source That Makes Sense
A radiant floor system can be paired with a boiler, a heat pump, or a hybrid setup. The “best” option depends on your home’s heat loss, your insulation level, your domestic hot water strategy, and whether you value low operating cost, upfront cost, or flexibility most.
Boilers are common, reliable, and handle larger loads well. The big rule: don’t oversize “to be safe.” Oversized equipment tends to short-cycle, which reduces efficiency and can shorten component life. Good boiler design uses proper sizing, outdoor reset, and smart zoning to keep operation stable.
Radiant floors can be an excellent match for heat pumps because radiant works well at lower supply temperatures. The design goal is to keep water temps reasonable by building a strong envelope and designing loop layouts that deliver enough output at those temps. When done right, comfort is excellent and efficiency is strong.
Hybrid systems can pair radiant with another heat strategy for flexibility—radiant for steady comfort, and another system for quick recovery or supplementary heat. Hybrids can be smart, but only if they’re coordinated from the start so controls don’t fight each other. The goal is not “more equipment.” The goal is “right equipment working together.”
Radiant Heated Garage Slabs: The Ontario Upgrade That Becomes Your Favourite
A heated garage slab is one of the most practical “luxury” upgrades in Ontario—especially if you use your garage as a workshop, store tools, or simply want a clean, dry space in winter. Radiant helps dry slush off vehicles, reduces damp chill, and makes the garage genuinely usable. The trick is designing it as its own zone with a control strategy that matches how you live.
The “Permit-to-Heat” Roadmap: How Radiant Projects Actually Succeed
Here’s the clean sequence we like for radiant floor heating projects. It keeps design logical, keeps installers coordinated, and reduces the chances of expensive changes after floors are built.
- Define the goal: whole-home primary heat or selective comfort zones?
- Heat loss calculation: room-by-room sizing based on envelope and windows.
- Pick the floor assemblies: slab radiant, underfloor, panels, or electric mats.
- Design loop layout + zoning: spacing, loop lengths, manifold locations, thermostat strategy.
- Lock in insulation details: under-tube and edge insulation so heat goes up, not down.
- Coordinate finishes: hardwood vs tile vs vinyl vs carpet affects output and controls.
- Install + pressure test: verify before pour/cover (this step is non-negotiable).
- Commissioning: tune controls, balance zones, and set expectations for stable comfort.
If you want more “builder-style” context on comfort vs cost, see: Radiant Floor Heating Ontario 2026.
Want a Radiant System That’s Comfortable, Efficient, and Not a “Mystery Project”?
If you’re planning radiant floor heating in Ontario and want it designed properly—heat loss, zoning, insulation details, flooring compatibility, and clean installation sequencing—use the links above to price and plan, and don’t hesitate to get professional eyes on the design before anything is covered.
Quick warning: If anyone tells you radiant design is “just throw tube in the slab,” they’re selling you confidence—not comfort.
Radiant Floor Heating FAQ (Ontario): 15 Questions Homeowners Ask Most
Answers are hidden until clicked.
QIs radiant floor heating worth it in Ontario?▾
It’s worth it when you value comfort, quiet heat, and steady temperatures—and when the system is designed properly for your home. Radiant is especially “worth it” in basements, slab-on-grade builds, bathrooms, and garages. The biggest deciding factors are your floor assemblies, the strength of your building envelope, and whether you want whole-home radiant or targeted zones. If the budget is tight, selective radiant (bathrooms, basement, main living areas) can deliver most of the comfort without paying for full coverage everywhere.
QWhat’s the difference between hydronic and electric radiant floors?▾
Hydronic uses warm water in tubing and is typically the whole-home solution (especially in new builds and slabs). Electric uses cables/mats and is usually best for small zones like bathrooms and entries. Hydronic involves a heat source, pumps, manifolds, and controls; electric is simpler to install but can be costly to run over large areas. The best choice depends on your goals: “whole home heat” usually points to hydronic; “warm bathroom floor” often points to electric.
QHow long does radiant floor heating take to warm up?▾
It depends on the floor assembly. Slabs have high thermal mass and warm up slowly, but they also stay stable and comfortable once dialed in. Underfloor systems can respond faster. The best radiant systems don’t rely on big setbacks and rapid recoveries; they maintain steady comfort with good controls. If you want fast response, you design for it. If you want “always comfortable,” slabs are excellent—just plan control strategy accordingly.
QCan radiant floors be the only heat source in an Ontario home?▾
Yes, hydronic radiant can be primary heat when designed from heat loss calculations and installed with correct loop layout and controls. The important note: radiant does not provide ventilation. Ontario homes still need compliant mechanical ventilation (often HRV/ERV) to manage fresh air. If radiant is the only heat source, you simply plan ventilation as a separate but coordinated system—especially in tight, high-performance homes.
QDoes radiant heating work with hardwood floors?▾
Yes—especially engineered hardwood—when the radiant system is designed and controlled to respect manufacturer limits for temperature and moisture. The key is stable control strategy and correct floor surface temperature targets. If hardwood is your priority, design the radiant output and controls around that choice rather than “hoping it’s fine.” For a detailed guide, see: Radiant Floor Heating & Hardwood Floors.
QIs radiant heating cheaper to run than forced air in Ontario?▾
Sometimes, but not always. Radiant can be efficient because it can operate at lower water temperatures and provide comfort at slightly lower air temperatures. But operating cost depends on fuel/electric rates, equipment efficiency, and—most importantly—how well the system is designed and insulated. The biggest “cost mistake” is poor insulation under the tubing, especially in slabs, because you end up heating downward. When insulation and controls are done right, radiant can be extremely competitive and often feels more comfortable in real life.
QDo I need insulation under radiant tubing?▾
Yes. Insulation beneath the tubing (and strong slab-edge details) is what prevents heat loss into the ground or structure below. Without it, your radiant system will run hotter and longer, comfort will be weaker, and operating costs can rise. In other words: insulation is not optional if you want radiant to behave like a high-performance system.
QWhat’s the biggest mistake people make with radiant floor heating?▾
Skipping heat loss and insulation details. People get excited about equipment and skip the fundamentals. Heat loss determines how much output is required. Insulation determines whether that output goes into the home or disappears into the ground. When those two are done properly, radiant becomes simple and stable. When they’re skipped, radiant becomes a “mystery” that people keep trying to fix with higher temperatures.
QIs electric radiant floor heating expensive to run?▾
Electric radiant can be perfectly reasonable for small areas (bathrooms, entries, mudrooms) where run time is limited. It can become expensive if used as whole-home primary heat over large areas, depending on electric rates and usage patterns. The best approach is usually to use electric radiant as a comfort layer where it delivers the most “feel-good” impact, and use hydronic or another system for whole-home heating.
QDoes radiant floor heating dry out the air?▾
Radiant doesn’t dry air the way forced air can feel “dry,” because it doesn’t rely on moving heated air around the home. Winter air in Ontario is naturally dry, and ventilation affects humidity regardless of heating type. Many homeowners find radiant feels comfortable at slightly lower thermostat settings, which can improve comfort without the “blast” sensation of forced air.
QCan I retrofit radiant floors into an existing Ontario home?▾
Yes, but the method matters. Retrofits often use low-profile panels, underfloor plate systems, or targeted zones rather than full-home coverage. The most practical retrofit approach is usually selective radiant: bathrooms, basement, and key living areas first. A good retrofit plan starts with floor access, allowable floor height build-up, and whether you want hydronic or electric for each zone.
QWhat water temperature should a hydronic radiant system run at?▾
There isn’t one universal temperature. The correct supply temperature depends on heat loss, floor assembly, tubing spacing, and finish flooring. The design goal is typically to run as low as practical while still meeting the load, because lower temperatures often improve efficiency and comfort stability. Outdoor reset control is a common strategy that automatically adjusts supply temperatures based on outdoor conditions so the system doesn’t overheat.
QAre radiant heated garage slabs worth it in Ontario?▾
If you use the garage as a workshop, daily entry, storage area, or simply want a dry and comfortable space in winter, radiant can be a huge quality-of-life upgrade. The key is zoning and controls so you aren’t heating the slab unnecessarily. For garage-specific design considerations, see: Radiant Heated Garage Slab Ontario.
QHow do I know if my home needs heat loss calculations?▾
If you’re doing hydronic radiant—especially whole-home or large zones—heat loss calculations are the correct starting point. They prevent undersizing (cold rooms) and oversizing (short cycling and inefficiency). Even in renovations, a heat loss check helps confirm output requirements and temperature strategy. You can get a starting estimate using the Heat Loss Calculator Ontario 2026, then refine with proper mechanical design.
QWhere can I learn more about in-floor heating options and costs?▾
For system basics and options, start with: In-Floor Heating and Floor Heating. For Ontario pricing drivers and what affects the final number, see: Cost of Hydronic Radiant Floor Heating in Ontario.
